Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,890 6,890 6.87
HDFC Dynamic Debt Fund - Growth Option 100000 108,798 8,798 8.77
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,890 Not Applicable Not Applicable 2,067 4,823
HDFC Dynamic Debt Fund - Growth Option 8,798 Short Term Not Applicable 2,639 6,159

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 22-09-2020
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.67 12.31 12.28 8.69 8.91 - 8.97
ICICI Prudential All Seasons Bond Fund - Growth 05-05-2009 1.52 12.16 10.99 8.17 9.49 10.06 9.13
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.72 11.98 13.0 8.47 8.88 9.4 8.6
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.1 11.97 12.4 8.19 8.43 8.84 7.28
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.15 11.03 11.86 8.99 9.48 9.32 8.81
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.64 10.4 12.07 8.1 9.03 9.11 6.16
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 10-03-2017 1.38 10.4 11.78 7.97 - - 7.6
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.75 10.36 10.71 7.18 - - 7.81
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.51 10.33 11.08 7.19 7.12 - 7.39
IDBI Dynamic Bond Fund Growth 21-02-2012 1.54 10.15 8.36 5.12 5.64 - 6.2
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 10.02 10.74 7.79 8.41 8.65 6.08
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 01-11-2004 0.69 9.54 10.25 6.64 7.82 8.57 6.76
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 9.3 9.62 6.72 8.01 8.23 8.06
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.76 9.06 10.93 7.61 8.51 - 8.57
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.65 8.97 9.09 6.18 7.48 - 8.37
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.79 8.93 6.46 4.25 6.27 7.56 8.43
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 8.76 9.57 6.38 7.76 8.48 7.85
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.41 8.54 8.24 5.83 7.08 8.16 6.91
HSBC Flexi Debt Fund-Growth 05-10-2007 1.74 7.9 10.22 6.49 7.03 7.93 8.15
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.65 7.84 7.12 4.74 5.47 - 8.44
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 0.98 7.69 11.46 7.76 7.6 7.56 6.82
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 7.64 9.95 6.23 6.76 7.64 7.84
Principal Dynamic Bond Fund - Growth Option 13-05-2003 1.52 7.48 4.04 2.85 5.47 7.03 7.01
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 1.07 7.43 7.69 6.4 6.99 - 6.98
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 0.66 6.83 6.88 6.99 7.47 7.88 6.91
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.51 6.83 3.18 2.73 5.45 - 7.01
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 6.24 - - - - 7.67
Quant Dynamic Bond-Growth 22-05-1998 0.21 5.53 7.01 4.46 5.59 7.78 8.64
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 4.91 1.26 1.37 5.0 7.45 7.37
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.65 1.04 5.26 3.38 5.75 7.73 7.57
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.65 1.04 5.26 3.38 5.76 7.73 7.84
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.86 -4.88 1.7 3.03 5.78 7.24 8.26