Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,890 6,890 6.87
HDFC Dynamic Debt Fund - Growth Option 100000 108,941 8,941 8.92
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,890 Not Applicable Not Applicable 2,067 4,823
HDFC Dynamic Debt Fund - Growth Option 8,941 Short Term Not Applicable 2,682 6,258

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 07-07-2020
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.11 15.96 13.24 8.59 8.98 9.0 7.43
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.78 14.1 13.8 8.97 9.52 9.43 8.81
Axis Dynamic Bond Fund - Regular Plan - Growth Option 20-04-2011 0.65 13.57 12.66 8.83 9.25 - 9.12
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.66 12.87 12.81 8.53 9.66 9.37 6.28
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.38 12.42 11.91 8.22 - - 8.17
ICICI Prudential All Seasons Bond Fund - Growth 05-05-2009 1.34 12.29 11.03 8.18 9.8 9.99 9.21
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.51 11.54 11.25 7.43 7.57 - 7.58
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 11.51 11.22 8.18 8.93 8.64 6.18
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.08 11.45 12.3 9.29 9.91 9.38 8.91
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.68 10.56 10.8 7.32 - - 8.12
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 01-11-2004 0.68 10.38 10.81 7.0 8.32 8.67 6.86
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 10.11 10.11 7.15 8.51 8.28 8.24
HSBC Flexi Debt Fund-Growth 05-10-2007 1.74 10.1 11.06 6.97 7.64 8.09 8.35
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.78 9.98 11.36 7.89 8.89 - 8.76
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 9.89 10.12 6.67 8.24 8.46 8.02
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 9.84 10.79 6.7 7.38 7.79 8.04
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.41 9.83 9.05 6.16 7.61 8.29 7.01
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.65 9.71 9.57 6.6 8.0 - 8.64
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.77 9.19 6.34 4.18 6.53 7.54 8.47
IDBI Dynamic Bond Fund Growth 21-02-2012 1.62 8.54 8.05 4.91 5.78 - 6.22
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 0.99 8.39 11.77 7.87 7.86 7.6 6.91
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.65 8.05 7.45 5.04 5.93 - 8.72
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 1.34 7.92 7.61 6.55 7.29 - 7.05
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 0.66 7.88 7.56 7.46 7.8 7.96 6.99
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.49 7.59 3.55 3.25 5.94 - 7.24
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 7.48 - - - - 8.75
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.58 6.11 1.72 1.73 5.52 7.55 7.54
Quant Dynamic Bond-Growth 22-05-1998 0.21 6.03 6.98 4.22 5.84 7.78 8.69
Principal Dynamic Bond Fund - Growth Option 13-05-2003 1.52 4.83 2.43 2.01 4.98 6.65 6.83
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.4 1.41 4.96 3.16 5.9 7.68 7.86
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.4 1.4 4.95 3.16 5.9 7.68 7.59
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.86 -1.31 3.74 4.55 6.75 7.52 8.46